Kwikcomfort Financing for HVAC Contractors

Offering HVAC financing options through the Pro Partner Program helps contractors in your area close more sales by making system purchases more affordable with monthly payment options, while also improving cash flow and protecting profit margins by eliminating the need for discounting or self-funding. With flexible multi-source financing, contractors can serve a wider range of residential and commercial customers—including those with varying credit profiles—using streamlined tools for quick applications, clear payment plans, and fast funding upon job completion.

Residential KwikComfort® Financing (Synchrony Bank)

The Rheem KwikComfort® Residential Financing Program helps contractors increase sales by offering simple, transparent financing options for heating, cooling, and water heating systems, making it easier for customers to move forward with purchases through clear, easy-to-understand payment plans. With straightforward financing menus and dedicated support from Rheem financing specialists, contractors can confidently present options, simplify the decision-making process, and deliver a better overall customer experience while closing more jobs.

KwikComfort® Second-Look Financing (Fortiva™ Retail Credit)

Second Look Financing allows contractors to offer flexible financing options to customers who may not qualify with a primary lender, helping expand approval opportunities, capture additional residential sales that might otherwise be lost, and provide more inclusive payment solutions that meet a wider range of customer needs.

Rheem Commercial KwikComfort® Financing (Fernwood Capital & Leasing)

Rheem Commercial KwikComfort® Financing enables contractors to offer flexible commercial HVAC financing solutions to business owners and national accounts with no
contractor cost or recourse, while covering a wide range of equipment including HVAC systems, water heaters, boilers, and generators. The program allows contractors to bundle the full project cost—including equipment, installation, labor, ductwork, warranties, and taxes—into one convenient monthly payment, simplifying large-scale project approvals. With no formal application required to qualify and simple enrollment for participation, this program gives contractors in South Jersey and the Philadelphia metro area a competitive advantage by offering more flexible, comprehensive financing options beyond traditional lending.